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Wether you deal with or use tools, solutions, internet, banks, google, money, health, computers, health food, or security, you should view this site

You just have to look in a search on google about security and see pages of Google results scaming these are listed as things like mainly MLM and other low life forms. Lets now take a look in the Time machine back the way it was eight years ago before modern technology for computers and security was for the big business and banks only and was the best place to keep your money wether in shares or savings. It just goes to show that just like health foods and cheap luggage which are fads from the past the internet is here to stay and so is google and internet scams and other problems from last century just keep getting worse. We have more info for you on this section of our site for security including more solutions to your problems with computers, technology and more.

This section deals with security of your finances including credit card scams, cheques, Phishing, skimming, fraud prevention, Cards, PINs, ATMs, EFTPOS, Statements, Banking, shopping by phone and internet

Card scams

Be wary of internet, telephone, mail or email communications promising money will be forwarded if card or account details are provided. Financial institutions do not request such information.

Phishing emails ask you to visit a website via a link provided. Both the email and website are fakes.

Skimming is when a card is swiped through a secondary machine to steal the card details. Make sure your card never leaves your sight during a transaction.

Scam alert

In another type of scam, criminals phone cardholders claiming to be from an area such as the ‘card fraud division’. The fraudster then provides a name and badge or identity number and asks if the cardholder has made a particular transaction.

When the cardholder says they haven’t, the caller advises a card fraud investigation will now commence. The cardholder is then asked to verify their identity by reading out digits printed on the back of their card. The fraudster can use these numbers in combination with card details obtained in other ways to make illegal transactions.

You should not disclose card or account details in response to any unsolicited phone call, email or other communication.

FRAUD PREVENTION

Cards, PINs, ATMs and EFTPOS

• Immediately sign your card in ink when you receive it.
• Always keep your card in sight during transactions.
• Immediately memorise your PIN when you receive it and destroy your PIN advice slip.
• Ensure that your PIN is not recorded on your card or any other item that could be lost or stolen with your card.
• Do not disclose your PIN or phone and internet banking access code or make it available to any other person (including a family member, friend or bank staff).
• Never let anyone see you entering your PIN at either an ATM or while using EFTPOS.
• Try to be as discreet as possible while withdrawing cash.
• Once your transaction is completed, ensure you take your card, cash and receipt with you. If you don't need to keep your receipt to reconcile your next statement, place it in the secure bin at the ATM.
• If for any reason you believe an ATM has been tampered with or damaged in any way, retrieve your card and immediately advise the financial institution involved.

Cheques

• Keep your cheque book in a very safe place. Never give it to others and never keep it with other items which could be stolen such as your driver's licence.
• Never pre-sign cheques.
• Always use a pen to write cheques, never a pencil.
• Always cross cheques `not negotiable'.
• When mailing cheques, use a plain envelope instead of one with a window and ensure the cheque cannot be seen.

Statements

• When you receive your statement, always thoroughly check all transaction details against your records and immediately notify any discrepancies.
• Should your statement not arrive at the usual time in the mail, contact your institution.
• Use a lock or security device on your letterbox.
• Always keep your statements in a safe place, never leave them lying around and carefully dispose of them when they are no longer required.

Banking and shopping by phone and internet.

Check that any telephone system you use does not record your PIN or phone and internet banking access code (for example, your phone and internet banking access code may be recorded if you use phone banking in hotels, motels or internet cafes). Do not use public facilities like internet cafes for internet banking. Never let anyone see you enter your phone and internet banking access code. Ensure your phone and internet banking access code is not written on or near the computer or telephone you use. Ensure your phone and internet banking access code is not recorded on any item that identifies you or on any article that could ever be lost or stolen. Change your access code regularly and avoid using the same PIN, access code or password for every service you use. Also, never permit any other person to use your phone and internet banking access code. Install adequate security measures like a spam filter and firewall on your computer. Keep official log-in websites in a 'favourites' or 'bookmark' folder to reduce the risk of mistakes or deception. Always use secure sites that have a padlock icon at the bottom of the web browser or those that direct you to a secure page prior to entering your details. When shopping online, don't supply any account or card details in response to an unsolicited request. (Your financial institution will never request these details from you by email). Never supply your private account or card details by email or reply to emails seeking these details. Be aware of discrepancies, bad spelling and grammar or anything suspicious to indicate that a communication is not legitimate.

Selecting your PIN or access code.

When you select your PIN and/or phone and internet banking access code, you should select a code that you can easily remember without the need to ever make a written record of it. Do not choose a number or a word that a thief might easily try (for example your date of birth, telephone numbers or an alphabetical code that is a recognisable part of your name or address). It is recommended that you select an access code that is completely different to any of your PINs, account numbers or membership numbers.

Disclaimer.

Any representation, statement, opinion or advice, expressed or implied in this publication is made in good faith but on the basis that the SECURE8 is not liable (whether by reason of negligence, lack of care or otherwise) to any person for damage or loss whatsoever, which has occurred or may occur in relation to that person taking or not taking (as the case may be) action in respect of any representation, statement or advice referred to above.

How to use the SECURE8 mobile phone service

Record your mobile phone details with SECURE8 including phone number, make and model, service provider and serial number.

Place the appropriate SECURE8 sticker (showing your membership number) on your phone.

If the phone is lost or stolen ring SECURE8 to have an outgoing call bar placed. SECURE8 can also arrange an IMEI bar to be placed on the phone, disabling the handset completely. No other user can then substitute their SIM card and use the handset. The phone is now more likely to be retrievable. The block can take up to 36 hours to have removed.

SECURE8 will record the loss of the phone and attempt to contact the owner in the event of the phone being reported as found.

Mobile phone security statistics

More than 200,000 mobile phones are reported lost or stolen in Australia each year. This equates to 4,000 each week or one mobile phone handset every three minutes.

Mobile phone theft.

According to a recent study, mobile phones are most likely to be stolen from cars (28 per cent), social venues such as restaurants, pubs and clubs (20 per cent) and the workplace (8 per cent). Most phones are reported lost or stolen on Mondays, suggesting that most phones go missing over the weekend.

Theft prevention.

Never leave your mobile in the car. Apart from the replacement cost there’s usually damage to the car as well.

Keep your mobile on you. Do not put it down in a public place, for example shop counter or table in a pub, club or cafe or leave it unattended. It is easy to forget as well as being easy for a thief to see and grab.

Keep it quiet when you are on your own with few people about, for example at a railway station late at night, switch to vibrate mode. A ring tone could attract the attention of a thief. Busy places where a thief can "disappear into a crowd" like markets and sporting venues are also recommended no ring zones.

Identify ownership

Use SECURE8 stickers and/or engrave SECURE8 member number / phone number on both the phone and battery. It will make your mobile harder for a thief to sell.

Notify SECURE8 and the police immediately in the event of loss or theft.

Mobile phone security.

Using security features like PIN numbers and code locks your mobile and make it more likely to be recovered in the event of theft.

Inter-carrier IMEI blocking.

Since the launch of inter-carrier IMEI blocking in 2003, nearly 50,000 lost and stolen handsets have been blocked.

What is an IMEI number?

The International Mobile Equipment (IMEI) number is an international identity number used to uniquely identify a mobile phone. The 15-17-digit IMEI number is an electronic fingerprint transmitted every time a phone is used, which reveals the identity of the mobile handset. They are independent of phone numbers and are usually stamped beneath the battery on the back of the handset. Alternatively dial *#06# to display the IMEI number.

Where can I check the status of my handset?

To confirm whether your handset is blocked or unblocked you can check the AMTA website for lost and stolen IMEI status queries. Type in the IMEI number of the handset and the status of your handset will be found to the most recent time noted on the page.

Alternatively you can call Telstra IMEI blocking inquiry line 1900 964 634. This service will tell you if your handset has been reported as being either lost or stolen on the Telstra network. (Only applies to the Telstra network).

How long will it take to have my found phone unlocked?

In most cases this will be within 36 hours.

Is IMEI blocking applicable to the CDMA network?

No. CDMA network phones do not use SIM cards and have their own unique security systems and they cannot be swapped to other networks.

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